Most companies are happy to protect the physical assets of their business by purchasing Property Damage insurance, and their liabilities to their employees and members of the public by buying Employers, Public and Product Liability insurances. However, when it comes to protecting the personal liabilities of their Directors, Officers or employees for the actions and decisions which they make on behalf of the Company, they are not so keen to purchase insurance. Directors and Officers Liability (D&O) insurance is still regarded by some companies as “luxury” insurance. D&O Insurance should be seen as an essential policy for any Limited Liability Company read more

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