The Bed & Breakfast Insurance Policy

Our exclusive policy is specifically designed for the owners of Bed & Breakfasts and Guesthouses with up to six letting bedrooms or 12 paying guests.

The Bed & Breakfast Policy not only provides you with your essential public liability cover to include your paying guests, but also covers the buildings and contents of your property. Included in the cover are many other additional features all necessary to running a successful Bed & Breakfast or Guesthouse.

There is no need for two or three separate policies; we offer one policy, one renewal date, and one price.

Special features include full theft cover and full accidental damage cover.

Summary of Cover for the Bed & Breakfast Insurance Policy

• Buildings Cover optional
• Contents (including worldwide cover) from £15,000
• Liability to Others, including your guests £2,000,000
• Employers Liability £10,000,000
• Guests’ Effects £500
• Goods in Transit (food & drink only) £1,000
• Loss of Board and Lodgings £150,000
  (pre-arranged bookings only)
• Frozen Food unlimited
• Business Equipment £10,000
• Theft or Loss of Keys £1,000

For more information or for a personal quotation please call the team on 01473 343312, e-mail us at This e-mail address is being protected from spambots. You need JavaScript enabled to view it or complete a Quote Form