The new laws on Continuous Insurance Enforcement (CIE) will start being enforced from 20th June 2011 when the first Insurance Advisory Letters are expected to be issued. It is now illegal to own a vehicle without insurance unless a SORN is in place. The regulations require you to give notice of vehicles to be insured 'immediately'.

Following comparison of the MID and DVLA records, registered keepers suspected to be without insurance will receive a letter and given the following options:

• contact their insurance provider to ensure registration on the MID is accurate
• update their DVLA record
• declare vehicle SORN (statutory off road notice)
• buy insurance.

Enforcement will only follow if the keeper fails to comply with one of the above and will result in:

• an initial fixed penalty fine of £100
• their vehicle being clamped, seized and disposed of
• possible court prosecution which carries a maximum fine of £1000.

Key points for you to consider

Please ensure you are aware of CIE and understand their legal requirements. The new law and additional information can be found at www.direct.gov.uk/stayinsured

It is important that we are notified of vehicles to be removed (e.g. when sold) as well as new vehicles to be insured in order that your vehicles appear on the MID

Registered keepers can check if their vehicle appears on the MID using www.askMID.com