From 1st April 2011 it is mandatory that insurance companies record details of all Employers Liability (EL) insurance policies on a central database controlled by the Employer's Liability Tracing Office (ELTO).
The purpose behind this is to ensure that potential claimants can readily identify the insurer for the period they were employed, and to eliminate the possibility of the employer having to fund any part of a claim for a period when the insurer cannot be identified
To do this Insurers require the Employers Reference Number (ERN), a unique tax identifier for employers often referred to as an employer's PAYE reference, for every one of their policyholders who has Employers Liability insurance. This detail has to be provided by you, and it is important that the information is made available as some insurers will not authorise renewal of EL insurance without the required information.
If you have EL insurance and have not already provided us with your ERN, please contact us on 0800 093 4470 or contact your account handler direct. Alternatively you can submit your details online.