2. These Terms and Conditions of Use govern your use of this Ryan Insurance Group website. We strongly advise you to read the Terms and Conditions of Use as they form a contract between you and Ryan Insurance Group Ltd for utilisation of the website.

If you do not agree with these Terms and Conditions of Use please do not use this website. By accessing the website you are deemed to have accepted these terms and conditions in full.

3. Our obligation to you
Ryan Insurance Group Ltd will use its reasonable endeavours to maintain this website in an acceptable working condition. However, as we cannot guarantee that this will always be the case we cannot accept responsibility for any interruptions or failures in the operation of this website or for any defects that may exist, or for any costs, loss of profits, loss of data, or consequential losses arising from your use of, or inability to access or use the website. In addition Ryan Insurance Group Ltd does not warrant that the information accessible via this web site is accurate complete or current.

Access to the website may be suspended temporarily or permanently without notice. If you encounter any problems with the service please e-mail webmaster@ryan-group.co.uk

4. Telephone Calls & E-mails
Calls may be monitored and recorded for compliance and training purposes. Responses to messages received from you by e-mail will be acknowledged no later than the following working day.

Amendments to your policy requested by email will become effective when you receive either written or verbal confirmation of the amendment from us.

5. Disclaimers
Ryan Insurance Group Ltd or its affiliates, directors, employees or other representatives shall not be liable for any damages arising in contract, tort, negligence statutory duty for any loss of profits, revenue or good will or any type of consequential loss, indirect or special loss or damage whatever arising from or in any way connected with this website or these Terms and Conditions of Use. For the avoidance of doubt nothing in this contract shall exclude Ryan Insurance Group Ltd's liability for death or personal injury arising from the negligence of Ryan Insurance Group Ltd, its servants or agents or any other liability which it is prohibited from excluding by law.

The materials on this site do not constitute financial or other professional advice. Contact your Independent Financial Adviser for financial advice.

The definitive version of any Ryan Insurance Group Ltd document is the original printed version which is available upon request from our registered office.

Ryan Insurance Group Ltd accepts no responsibility for the content or privacy practices of any site to which a hypertext link from this site exists. The links are provided "as is" with no warranty, express or implied for the information provided within them.

6. Copyright and licence
Unless otherwise stated the copyright in all website design, text, graphics, the selection and arrangement thereof, and all software compilations, underlying source code, software [including applets] and all other material on this website belong to Ryan Insurance Group Ltd or their content and technology providers and any other rights in all material on this site are owned by Ryan Insurance Group Ltd.

Use of documents and related graphics on this site is for information and/or personal use only any copies of these pages saved to disk or to any other medium may only be used for subsequent viewing purposes or to print extracts for personal use.

No document or related graphics are to be modified in any way.

Graphics on this site are not to be used separately from the accompanying text.

Ryan Insurance Group Ltd copyright notice [i.e. © Ryan Insurance Group Ltd] must appear in all copies.

No part of this site may be reproduced or stored in any other website or included in any public or private electronic retrieval system or service without Ryan Insurance Group Ltd's prior written permission.

Any rights not expressly granted in these terms are reserved.

7. Jurisdiction
The products on this web site are for United Kingdom residents only. These terms shall be governed by and construed in accordance with English law and the parties agree to submit to the exclusive jurisdiction of the English Courts.

8. Severance
The court may strike out or override any part of these terms and conditions, which it considers unfair, unreasonable, invalid or unlawful [whether an entire clause or only part of one] and in such cases enforce these terms and conditions as if the offending part had never been contained in it. The paragraph headings are for information only, and do not form part of these terms and conditions.

9. Regulation
Ryan Insurance Group Ltd is authorised and regulated by the Financial Services Authority, registration number 306769 to carry out general insurance business in the United Kingdom.

For more information, please contact our Head Office


Go to:   Index Page   in this section